Risk Management and Insurance Advisor

Risk Management Coordination
• Establishing and maintaining a Risk Management Plan and Program to reduce losses by identifying operational risk, advising staff on risk mitigation techniques and procuring sufficient risk financing through traditional insurance.
• Investigating, recommending and coordinating a program of self-insurance as annual operating budget and the County’s risk tolerance permits.
• Ensuring recommendations and required risk management and insurance programs from the County’s insurance provider are implemented and followed.
• Recommend indemnity/insurance specifications required for external groups performing work on behalf of the County to best protect County interests.
• Partner with the Procurement Advisor to ensure that adequate insurance coverage specifications are included in all competitive bid specifications.
• Research/source solutions for new/unique risk management issues as they arise through consultation/comparison with other municipalities and professional association resources.

Insurance and Claims Coordination
• Determine the insurance requirements of the County, consult insurers for coverage’s, terms deductibles, premiums, limits, endorsements, certificates and all other matters pertaining to insurance. Monitor program for required revisions.
• Manage self-insurance programs aimed at reducing claims frequency arising from minor incidents on the general insurance program.
• Build rapport with insurance representatives and attend member advisory meetings. Report significant findings back to County Directors and Managers.
• Liaise with the public, insurance provider, insurance adjusters and obtain legal advice as required.
• Work closely with the Health and Safety team on accident and incident reporting involving insurance claims and losses and inspections of property.
• Research/acquire new insurance products/options as required by evolving County operations and priorities
• Work with Financial and Business Planning Services Department to cross reference insured tangible assets to the fixed asset and costing systems and coordinate required changes.
• Monitor existing insurance coverage to ensure all tangible assets are accurately reported by departments and adequately insured.
• Identify areas of operational improvement stemming from loss trends; communicate out for further consideration.

Coordination of Insurance and Claims for Additional Named Insureds
• Review all requests for insurance coverage by ANI’s with the County insurers and coordinate and present the recommendations for coverage to Council.
• Coordinate insurance and risk management training and information sessions for ANI’s.
• Work with ANI’s to ensure that the requirements of County risk management policy and requirements by the County’s insurers are met.
• Processing & coordination of claims for ANI’s.